Front Ventures (NGM:FRNT B) Days Payable: 66.04 (As of Dec. 2025) — 69% Below Median

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Founder & CEO of GuruFocus
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NGM:FRNT B Front Ventures NGM:FRNT B
47 GF Score
Price kr14.06
GF Value kr2.54
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Front Ventures Days Payable?

Front Ventures NGM:FRNT B +3.84% 47 Days Payable is 66.04 as of Dec. 2025, which is 69% below its 10-year median of 209.77. GuruFocus rates NGM:FRNT B with a GF Score™ of 47/100 and a GF Value™ of kr2.54 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 301 Credit Services companies, Front Ventures ranks better than 63.12% on this metric.

Front Ventures's average Accounts Payable for the six months ended in Dec. 2025 was kr1.45 Mil. Front Ventures's Cost of Goods Sold for the six months ended in Dec. 2025 was kr4.01 Mil. Hence, Front Ventures's Days Payable for the six months ended in Dec. 2025 was 66.04.

The historical rank and industry rank for Front Ventures's Days Payable or its related term are showing as below:

NGM:FRNT B' s Days Payable Range Over the Past 10 Years
Min: 31.15   Med: 209.77   Max: 554.9
Current: 67.94

During the past 11 years, Front Ventures's highest Days Payable was 554.90. The lowest was 31.15. And the median was 209.77.

NGM:FRNT B's Days Payable is ranked better than
63.12% of 301 companies
in the Credit Services industry
Industry Median: 33.87 vs NGM:FRNT B: 67.94

Front Ventures's Days Payable declined from Dec. 2024 (89.48) to Dec. 2025 (66.04). It may suggest that Front Ventures accelerated paying its suppliers.


Front Ventures Days Payable Historical Data

* Premium members only.

The historical data trend for Front Ventures's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Front Ventures Days Payable Chart

Front Ventures Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 171.50 258.23 361.68 321.06 554.90

Front Ventures Semi-Annual Data
Jun16 Dec16 Jun17 Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Jun24 Dec24 Jun25 Dec25
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 145.47 100.05 89.48 84.60 66.04

NGM:FRNT B vs V, MA, AXP: Days Payable Comparison

For the Credit Services subindustry, Front Ventures's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Front Ventures Days Payable vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Front Ventures's Days Payable distribution charts can be found below:

* The bar in red indicates where Front Ventures's Days Payable falls into.


NGM:FRNT B
47GF Score
Front Ventures NGM:FRNT B
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Front Ventures Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Front Ventures's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (1.09 + 1.084) / 2 ) / 0.715*365
=1.087 / 0.715*365
=554.90

Front Ventures's Days Payable for the quarter that ended in Dec. 2025 is calculated as:

Days Payable (Q: Dec. 2025 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Jun. 2025 ) + Accounts Payable (Q: Dec. 2025 )) / count ) / Cost of Goods Sold (Q: Dec. 2025 )*Days in Period
=( (1.821 + 1.084) / 2 ) / 4.014*365 / 2
=1.4525 / 4.014*365 / 2
=66.04

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 66.04 mean?
Front Ventures (NGM:FRNT B) has a Days Payable of 66.04 as of Dec. 2025. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Front Ventures and its competitors. This is 69% below median its historical median of 209.77. Over the past decade, Front Ventures' Days Payable has ranged from 31.15 to 554.90. According to the industry distribution chart, Front Ventures ranks #111 out of 301 companies in the Credit Services industry, placing it in the top 36.9%.
Is Front Ventures' Days Payable too high?
Front Ventures' current Days Payable of 66.04 is 69% below median its 10-year median of 209.77. Over the past 10 years, this metric has ranged from a low of 31.15 to a high of 554.90. The Credit Services industry median Days Payable is 33.87. Front Ventures' value of 66.04 is 95% above this industry median. Based on the distribution chart, Front Ventures ranks #111 out of 301 companies in the Credit Services industry, which is above the industry midpoint. Overall, Front Ventures has a GF Score™ of 47/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Front Ventures' Days Payable compare to V and MA?
According to the Credit Services industry distribution chart, Front Ventures ranks #111 out of 301 companies for Days Payable. This puts Front Ventures in the upper half of its industry. The industry median Days Payable is 33.87. Front Ventures' value of 66.04 is 95% above this benchmark. Historically, Front Ventures' own Days Payable has ranged from 31.15 to 554.90 over the past decade. While the company's 10-year median is 209.77 vs. the industry median of 33.87, Front Ventures has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Credit Services company?
The median Days Payable among Credit Services companies is 33.87, based on 301 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Front Ventures's current Days Payable of 66.04 is 95% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Front Ventures and its competitors. For the Credit Services industry, the median Days Payable is 33.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Front Ventures's current Days Payable is 66.04, which is 69% below median its own 10-year median of 209.77. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Front Ventures stock overvalued right now?
Based on GuruFocus' analysis, Front Ventures (NGM:FRNT B) is currently considered Significantly Overvalued. The stock's GF Value™ is kr2.54, compared to a current price of kr14.06 — trading 453.5% above its estimated fair value. The current Days Payable is 66.04, which is 69% below median its 10-year median of 209.77 and 95% above the Credit Services industry median of 33.87. Front Ventures' overall GF Score™ is 47/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Front Ventures (NGM:FRNT B), the current Days Payable is 66.04 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Front Ventures (NGM:FRNT B) Overvalued in 2026?

Based on GuruFocus' analysis, Front Ventures stock appears to be overvalued. The current stock price of kr14.06 is trading 453.5% above its estimated GF Value™ of kr2.54. GuruFocus considers Front Ventures to be Significantly Overvalued.

Key valuation signals for NGM:FRNT B:

  • Days Payable: 66.04 (69% below median its 10-year median of 209.77)
  • GF Value™: kr2.54 vs. price of kr14.06 (453.5% above fair value)
  • GF Score™: 47/100 with 4 warning signs
  • Industry Position: 95% above the Credit Services median (#111 of 301)

No single metric tells the full story. See the NGM:FRNT B stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Front Ventures Business Description

Address Sibyllegatan 9, Stockholm, SWE, 114 42
Front Ventures is an investment company that focuses on the fintech sector. The firm focuses on acquiring and growing smaller public and unlisted companies, including those that may be undergoing a turnaround or need growth capital.
47GF Score

Get the complete analysis for NGM:FRNT B

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr14.06
Price
kr2.54
GF Value